Money-Back Plans

Regular guaranteed payouts + full life cover + maturity benefits — keep liquidity for milestones without losing protection.

Key Features

  • • Guaranteed cashbacks at intervals (e.g., 20%/20%/30%/30%)
  • • Full sum assured payable on death even after payouts
  • • Maturity benefit + potential bonus
  • • Tax benefits under Sec 80C & 10(10D)
Ideal for: Folks who prefer periodic income over only a final lump sum.

Frequently Asked Questions

Typically every few years (e.g., 5-year intervals) or at set milestones, as defined in the policy.
Yes. Death benefit usually remains the full sum assured till policy end.
Money-back payouts are guaranteed; bonuses (if any) depend on insurer performance.